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Health · Updated 2026

Target Heart Rate Calculator

Find your max heart rate and the five training zones, including the fat-burning zone, based on your age and resting heart rate.

Enter your data

yrs
bpm

Enter your age and, optionally, your resting heart rate (measured in the morning). We show max heart rate and the 5 training zones.

=Max heart rate
190bpm
Tanaka formula187 bpm
Zone 1 — warm-up5060%125138 bpm
Zone 2 — fat burn6070%138151 bpm
Zone 3 — aerobic7080%151164 bpm
Zone 4 — anaerobic8090%164177 bpm
Zone 5 — maximum90100%177190 bpm

Zones use the Karvonen method when you enter a resting heart rate (heart-rate reserve), otherwise percentages of max heart rate.

Informational estimates, not medical advice. We use standard formulas from nutrition and exercise physiology. Instant in-browser calculation, no account, no data sent. For medical decisions, consult a professional.

✚ Results are for informational purposes and do not replace medical advice. For health decisions, consult a doctor.

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iHow it is calculated

Max heart rate is estimated with the formula 220 − age. Training zones are derived from it as percentages, or via the Karvonen method if you enter a resting heart rate:

max heart rate = 220 age

At 30 years: max heart rate = 220 − 30 = 190 bpm. The fat-burning zone (60–70%) is then ≈ 114–133 bpm.

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?Frequently asked questions

How is maximum heart rate calculated?

The classic formula is 220 minus your age. For 30 years that gives a max heart rate of about 190 beats per minute. A newer variant, Tanaka, uses 208 − 0.7 × age.

What is the target heart rate for training?

It is the heart-rate range where effort brings the intended benefits. It is expressed as a percentage of max heart rate: 50–70% for fat burn and endurance, 70–85% for cardio fitness.

What is the fat-burning zone?

Roughly 60–70% of your max heart rate. At this intensity the body uses a larger share of fat for energy, though total calories burned are fewer than at high intensity.

What is the Karvonen method?

It calculates zones from your heart-rate reserve (max heart rate − resting heart rate) and adds resting heart rate back. It is more personalised because it accounts for your fitness.

How do I measure my resting heart rate?

In the morning, right after waking, before getting out of bed. Count beats for 60 seconds. A lower resting heart rate usually indicates better cardiovascular fitness.

What are the five training zones?

Zone 1 (50–60%) warm-up, Zone 2 (60–70%) fat burn, Zone 3 (70–80%) aerobic, Zone 4 (80–90%) anaerobic and Zone 5 (90–100%) maximum effort. Each serves a different purpose.

How accurate is the 220 − age formula?

It is an estimate with a margin of ±10–12 beats. For precision, a medically supervised stress test gives your real max, but the formula is fine for regular training.

Why does max heart rate fall with age?

As you age, the heart lowers its maximum rate due to changes in the cardiac conduction system. That is why the formula subtracts one point per year.

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