Insurance calculators
Explore all 6 calculators in the Insurance category — available now, fast and free.
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About Insurance calculators
Insurance calculators estimate what cover should cost and how much you actually need: home insurance, life cover sized to your income and debts, health and travel policies, the bonus-malus class that sets your motor premium, and the cost of insuring a loan. Estimates are indicative — the final premium always comes from the insurer.
Frequently asked questions
How much life insurance do I need?
A common rule sizes the cover at several years of income plus outstanding debts, minus savings — enough for your family to keep its standard of living. The calculator applies this needs-based method step by step.
What is the bonus-malus system?
Bonus-malus rewards claim-free driving with a cheaper motor premium and penalises at-fault claims with a more expensive one. Each year without a claim moves you up a class; an accident moves you down several.
Is home insurance worth it?
The premium is a small fraction of what rebuilding after a fire, flood or earthquake would cost; in some countries a basic disaster policy for dwellings is even mandatory. The calculator shows an indicative premium for your home.
Do I really need travel insurance?
Medical care abroad can cost thousands, and a policy costing a few units per day also covers cancellations and lost luggage. For some visas it is required. The calculator estimates the cost for your trip length and destination.
Why is the calculator’s premium different from the insurer’s quote?
Insurers price with their own risk data — your exact address, history, age and extras — so the same profile gets different quotes from different companies. Our estimate shows the order of magnitude and what drives it, not a binding offer.