Fixed-Term Deposit Calculator

Enter your data

£
%
months

Enter the amount, annual rate and term. Choose simple interest (paid at maturity) or monthly compounding.

=Value at maturity
10,400£
Gross interest400 £
Net interest+400 £
Value at maturity10,400 £

A fixed-term deposit usually pays simple interest over the term. In the UK savings interest is covered by the Personal Savings Allowance (£1,000 basic / £500 higher rate); above that it is taxed via HMRC.

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