⇄

Fixed vs Tracker Mortgage

Enter details

Loan amount

Term

years

Fixed rate

Tracker (base + margin)

Enter the amount, term and both rates. The comparison updates instantly. (SVR ~7.1%)

⇄Payment difference/ month

93£

Fixed1,204.4 £

Tracker1,111.66 £

Total difference27,821 £

Base rate 3.75% (mid-2026), SVR around 7.1%; figures change. Tracker rate = base + margin. Fixed-rate estimate over the deal period.