Emergency Fund Calculator

Enter your data

£
months

Enter your essential monthly expenses and the number of months you want to cover. The result is the amount to set aside.

=Emergency fund needed
24,000£
Monthly expenses4,000 £
Minimum (3 months)12,000 £
Comfortable (6 months)24,000 £
Emergency fund needed 6 months24,000 £

The usual advice is a fund covering 3–6 months of essential expenses. Choose more (6–12 months) if your income is unstable or you are the sole earner.

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